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  • Affordable Healthcare.Trusted Partners.Peace of Mind.

    Join a growing community that’s making healthcare simple, accessible, and supportive—without the high costs. Backed by NABH & NABL Accredited Providers

Healthcare is Expensive. 
Affipay Makes It Affordable.

In India, even a short hospital stay can leave families struggling with huge bills. Affipay is here to change that. 

We help people save money on hospital expenses and earn a side income while doing it.

Affordable Healthcare.Trusted Partners.Peace of Mind.

Join a growing community that’s making healthcare simple, accessible, and supportive—without the high costs. Backed by NABH & NABL Accredited Providers

Affordable Healthcare You Can Trust

In India, unexpected medical expenses can be overwhelming. For many families, a single hospital visit can cause financial strain. At Affipay, we believe no one should have to choose between good health and financial stability. That’s why we’re building a better way.

Your Health.Our Mission.

Affipay is a healthcare support membership that helps ease the burden of medical expenses—without compromising on quality. Whether you need a hospital stay, a consultation, or a lab test, Affipay ensures care is always accessible.

Hospitalization Refund Support

Receive a portion of your hospital expenses back when treated at our partner hospitals

giving you relief when it matters most.

Free Medical Camps

Access general and specialist
checkups at no extra cost through our regularly held health camps.

Savings on Diagnostics, Medicines & More

Enjoy reduced rates on lab tests,
doctor visits, and medications through our accredited partner network.

Quality Comes First

We don’t believe in shortcuts when it comes to health. That’s why Affipay only partners with hospitals and labs accredited by:

NABH 

National Accreditation Board for Hospitals & Healthcare
Providers Known for upholding world-class standards in safety, hygiene, and patient care.


NABL

National Accreditation Board for Testing and Calibration Laboratories Ensures that diagnostic labs deliver accurate, reliable, and scientifically validated results.

By choosing only NABH and NABL accredited partners, we give our members access to care that’s not just affordable—but also trusted and high-quality.

Empower Yourself. Empower Others.

With Affipay, you're not just protecting your own family—you can also help others in your  community by becoming an affiliate.

Unlock Extra Benefits

Support more people and get access to exclusive insurance coverage options for you and your family.

Refer and Earn

Share Affipay with others and earn rewards for every person
you help join.

The Problem 

Together, We Can Redefine Healthcare

Affipay is here to make healthcare simpler, fairer, and more accessible for everyone. We stand for trust, transparency, and a commitment to care—without the stress of high costs. 

Whether you're looking to safeguard your health or support your community, Affipay is your partner in wellness. 


Join the movement. Make a difference. Live healthier—with peace of mind.

Startup India Recognition Certificate

Recognized by DPIIT under Startup India Initiative

The Affipay Solution

Affipay is a community-powered healthcare platform by Adduri Healthcare Solutions. Our
Afficare Subscription and Affiliate Network bring real savings and income opportunities.

Hospitalization Refunds 

Get up to 40% refunded on hospital bills after treatment. Real cash. No complicated claims.

Discounts on Medicines & Tests 

Save up to 40% on diagnostics, pharmacy, and ambulance services through our partner network. 

Become an Affiliate 

Refer others to Afficare, build your own network, and earn referral income on every subscription and renewal. 

Partnered Hospitals

Receive up to 40% refunds when hospitalized at our partnered hospitals.

Diagnostic Labs

Access critical lab tests and health checkups at up to 40% discount. 

Pharmacy Chains

Save on prescription and OTC medicines at leading pharmacy outlets.

Ambulance Providers

Emergency care at affordable rates through our ambulance service partners. 

How It Works

Subscribe to Afficare

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Get access to discounts + hospital refunds

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Refer others as an Affiliate and earn commissions

You can edit text on your website by double clicking on a text box on your website. Your website by double clicking on a text box on your website.

Build a team and unlock more income opportunities

For Individuals & Families

 

Protect your loved ones from huge hospital bills  

  

Access affordable care, even without insurance

                

Earn money by helping others do the same

FAQs about Affipay 

What is Affipay?

Affipay is a healthcare platform designed to connect individuals (Afficare subscribers) with hospitals, diagnostic labs, pharmacies, and ambulance services. It offers healthcare solutions like hospital referrals, discounts on medical services, and up to 40% hospitalization refunds. Affipay also has a unique affiliate program that allows individuals to earn commissions by referring Afficare subscribers.

How does Affipay work?

Affipay connects Afficare subscribers to a network of partnered hospitals, diagnostic labs, pharmacy chains, and ambulance providers. Through these partnerships, Afficare subscribers receive discounts, hospitalization refunds, and other healthcare benefits. Affiliates refer subscribers to the platform and earn commissions when those subscribers access services from partner institutions.

What is an Afficare subscription?

An Afficare subscription is a paid service that gives individuals access to discounts and benefits at Affipay’s partnered healthcare providers. There are four subscription tiers, offering varying levels of access to hospitals, diagnostic labs, pharmacies, and ambulance services. The subscription also includes the potential for hospitalization refunds depending on the partner hospitals.

How do I become an Afficare subscriber?

To become an Afficare subscriber, you need to select one of the four subscription plans on the Affipay platform. You can sign up via the Affipay website or mobile app, choose your plan, and pay the subscription fee. After registration, you’ll have access to various healthcare discounts and services.

What benefits do I get as an Afficare subscriber?

Afficare subscribers enjoy a wide range of benefits, including: 
Discounts on hospital consultations, diagnostics, and medicines. 
Up to 40% hospitalization refund from partnered hospitals. 
Access to free medical camps, discounts on pharmacy products, and ambulance 
services. 
The ability to refer others to Afficare and earn commissions through the affiliate 
program. 

How does the affiliate program work?

Affipay offers a two-tier affiliate program that allows individuals to earn commissions by referring others to Afficare. Affiliates can sign up as referral partners, and based on the subscription plan tier, they can earn commissions for new referrals, renewal referrals, and even a portion of hospitalization refunds. Affiliates are also eligible for bonuses and insurance benefits when certain milestones are met.

What are the different subscription plans?
Afficare offers four subscription plans: 
    1.₹1,000 Plan: Access to hospitals within the city with discounts and up to 40% hospitalization refund. 
    2.₹2,000 Plan: Access to hospitals within the state and free medical camps (physicians). 
    3.₹3,000 Plan: Access to hospitals within a zone (North, South, East, West) with additional discounts on consultations, diagnostics, and medicines. 
    4.₹4,000 Plan: Nationwide access with the full range of benefits, including all discounts and free medical camps (physicians & specialists).
How does Affipay ensure quality healthcare services?

Affipay works only with accredited and reputable healthcare providers. Each partnered hospital, diagnostic lab, pharmacy chain, and ambulance service is carefully vetted to ensure high standards of service. Additionally, Affipay continuously monitors the performance and feedback from subscribers to ensure service quality.

How can I refer someone to Afficare?

If you are an affiliate, you can refer others to Afficare by sharing your unique referral link or code. Once a referred person subscribes to Afficare, you’ll earn a commission. For each tier of the subscription, you’ll receive a different percentage of the referral fee.

What happens if I need to cancel my subscription or affiliation?

You can cancel your Afficare subscription or affiliate subscription within 24 hours of purchase for a full refund. If you are an affiliate, your subscription can also be canceled within 24 hours, but after that, the cancellation terms depend on the terms outlined in your affiliate agreement.

How do I receive my referral commissions?

Referral commissions are paid to affiliates within 2 days of a successful referral. The payment is made through bank transfer or other designated methods. Affipay also deducts applicable fees like a 5% admin fee and 5% TDS (Tax Deducted at Source) from the commissions before the final payout.

Are there any discounts for families or groups?

Yes, Afficare subscribers on higher plans can extend the benefits to their families, particularly in the ₹3,000 and ₹4,000 plans, which include family healthcare benefits like discounts on consultations, diagnostics, medicines, and ambulance services.

What is the refund process for hospitalizations?

When an Afficare subscriber is hospitalized at a partnered hospital, the affiliate who referred them will receive a hospitalization refund directly from the hospital. Depending on the affiliate plan, the affiliate keeps a portion of the refund (up to 20%) and passes the remaining refund to the subscriber.

Can I upgrade or downgrade my Afficare subscription?

Yes, you can upgrade or downgrade your Afficare subscription at any time. If you wish to change your plan, you can do so through your Affipay account. The changes will take effect immediately after payment is processed.

Is Affipay available outside of India?

Currently, Affipay operates primarily in India, offering services in various regions across the country. As the platform expands, services may extend to other countries or regions, and updates will be provided to all users.

How do I contact Affipay customer support?

If you have any questions or issues, you can reach out to Affipay customer support via: 

    ∙Email: support@affipay.com 

    ∙Phone: +91-XXXX-XXXX 

    ∙Live Chat: Available on the Affipay website 

Customer support is available during business hours, and we aim to respond to inquiries within 24 hours.

​FAQs about Affipay

What is Affipay?

Affipay is a healthcare support membership that helps individuals and families manage medical expenses through hospitalization refunds, discounts on diagnostics and medicines, and access to free health camps—while partnering only with trusted, accredited providers.

How does the hospitalization refund work?

If you're admitted to a partnered hospital, Affipay helps you receive a partial refund of your medical bill—making hospital care more affordable when you need it most.

Who can attend the free medical camps?

Affipay members get exclusive access to free medical camps with general physicians and specialists, helping you stay healthy through regular checkups.

Do I need insurance to join Affipay?

No. Affipay is not an insurance policy. It’s a support system that gives you financial benefits, access to care, and the opportunity to earn rewards through referrals. However, as an affiliate, you can unlock different types of insurance based on your impact.

What makes Affipay different from other healthcare platforms?

Affipay only partners with NABH and NABL accredited hospitals and laboratories to ensure that every member receives safe, ethical, and high-quality care—no compromises. 

Can I refer others to Affipay?

Yes! Once you become an affiliate, you can refer others and earn rewards for every successful membership. The more you share, the more you earn—and the more people you help access affordable care.

How do I become an affiliate?

First, join as an Affipay member. Then you can sign up as an affiliate and start referring others to earn rewards and unlock additional benefits like insurance coverage.

Is there a limit to how much I can earn as an affiliate?

No limits! Affipay affiliates can earn continuously as they refer more members. There’s no cap on your earnings or the number of people you can help.

Why does Affipay only partner with NABH and NABL accredited facilities?

These accreditations guarantee that our hospital and diagnostic partners follow the highest standards in safety, quality, and patient care. We believe affordability shouldn’t mean cutting corners.

How do I get started with Affipay?

Simply sign up through our website to become a member. From there, you’ll gain access to all the benefits—and if you choose, you can also join as an affiliate and start earning.