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Affipay

  • Earn More. Help More. Become an Affipay Affiliate.

    Share the power of affordable healthcare and get rewarded for every
    ​ person you help join Afficare. No limits. No hassle. Just impact...

Earn More. Help More. Become an Affipay Affiliate.

Share the power of affordable healthcare and get rewarded for every ​ person you help join Afficare. No limits. No hassle. Just impact...


What is Hospital Affiliate Marketing?

Hospital affiliate marketing is a performance-based model where individuals or organizations (affiliates) refer patients or customers to hospitals or their services in exchange for a commission or incentive when a referred patient takes a specific action—such as booking a consultation, undergoing surgery, or subscribing to a healthcare package.


​How It Can Work (Hospital Affiliate Flow)
​
​Step-By-Step Structure:

Affiliate Onboarding

Individuals (health influencers, health workers, agents, insurance advisors, NGOs) register as affiliates via Affipay.

Get Tracking 
​Code/Referral ID

Each affiliate gets a unique referral code or link.

Promote Hospital Services

Affiliates promote hospital services (e.g. health check-ups, surgeries, online consultations, health plans).

Patient Visits

A patient clicks the link or uses the code while registering.

Action Tracked

The hospital or platform tracks the action (consultation, admission, etc.).

Affiliate Gets Reward

The affiliate receives a reward (% of service value).

The Contribution of Affiliates to Society

Empowering Communities through Connection and Care


In today’s interconnected world, affiliates are more than just brand promoters — they are catalysts for social change and community empowerment. At Affipay, affiliates play a powerful role in making affordable healthcare accessible to underserved individuals and families.

Guiding People to Better Health Choices


Affiliates serve as trusted voices in their networks. By spreading awareness about Afficare and its benefits, they help people make informed decisions about their healthcare, especially in regions where reliable medical services may be out of reach.

Creating Awareness About Preventive Care


Through personal interactions, social outreach, and word-of-mouth, affiliates educate communities about:

  • The importance of preventive care
  • The financial relief of hospitalization refunds
  • The advantages of early diagnosis and treatment​ This ripple effect leads to a healthier, more informed society.
Supporting Families With Protection and Security


Affiliates don’t just earn — they unlock insurance
 benefits that protect themselves and their families. In turn, they
inspire others to do the same, leading
to stronger, more resilient communities.




Driving Economic Empowerment Through a Culture of Care

Driving Economic Empowerment

For many, affiliate earnings become a source of supplemental or primary income. This economic empowerment allows individuals to: 

  • Improve their standard of living 
  • Support their children’s education 
  • Handle medical emergencies without debt

Building a Culture of Care

By encouraging others to join Afficare, affiliates are: 

  • Bridging the gap between care providers and care seekers 
  • Promoting wellness over treatment 
  • Reducing dependency on costly insurance or financial help

A Mission With Meaning

At Affipay, being an affiliate means more than earning commissions. It means being a change-maker — someone who actively improves lives through care, connection, and commitment.

Become an Affiliate. Be the reason someone lives a healthier, happier life.

Insurance That Protects You and Your Loved Ones

Comprehensive Coverage with Affipay

At Affipay, we believe that true peace of mind comes from knowing you and your family are protected—no matter what life throws your way. That's why we offer access to four essential types of insurance for our affiliates and subscribers:​

   Term Insurance

Secure Your Family’s Future, Even in Your Absence

Term Insurance ensures your family is financially protected if something unfortunate happens to you. With high coverage at an affordable cost, it’s the simplest and most effective way to ensure long-term stability for your loved ones.

Benefits:

  • High sum assured at low premiums
  • Financial protection for dependents 
  • Covers loans and living expenses
Ideal for individuals with dependents or financial responsibilities.

​​​​Personal Accident Insurance​​

Be Prepared for Life’s Unexpected Accidents

Accidents happen when we least expect them. This insurance offers financial support in case of accidental death or disability, 
​helping you or your family cope with loss of income and lifestyle changes.

Benefits:
  • Covers accidental death or disability.
  • Income support during recovery .
  • Affordable add-on to life or health insurance.
Essential for everyone—especially those who travel frequently or work in physically demanding jobs.

​​​Family Health Insurance

Affordable Health Protection for Your Whole Family

A single policy that covers your entire family’s medical needs. From hospitalization to diagnostic tests, this plan ensures you never have to compromise on health due to cost.

Benefits:

  • One plan for all family members 
  • Cashless hospitalization at partnered hospitals 
  • Covers pre & post-hospitalization expenses
Perfect for families looking for all-in-one health protection.

​​​Critical Illness Insurance


Lump Sum Support for Serious Health Conditions

A serious illness can derail your finances overnight. Critical Illness Insurance offers a one- time payout upon diagnosis of life-threatening diseases like cancer, heart attack, or stroke.

Benefits:

  • Covers high treatment costs 
  • Replaces income during recovery 
  • Lump sum usable for any purpose—medical or personal
Highly recommended for individuals with a family history of serious illnesses or stressful work environments.

Travel partner

Affiliate Subscription Form

  • Terms & conditions *

For Affiliates

Healthcare

Start your own healthcare referral business 

Referral

Earn up to ₹3,200 per referral 

Refunds

Get a share of the hospital refunds 

Work Anywhere

Work anywhere – city, state, zone, or pan-India

Transparent. Secure. No Middlemen.      

Affipay partners directly with hospitals, labs, pharmacies, and ambulance providers.​ No insurance hassles. No third-party interference. Just real savings.

Ready to Become an Affiliate?

If you’re passionate about healthcare access and earning income ethically, Affipay’s Affiliate Subscription is the perfect opportunity for you.

Understanding Affipay Affiliate Subscriptions: A Smart Way to Earn While You Help Others Save on Healthcare

Healthcare costs in India continue to rise, and millions of families struggle to afford quality treatment. Affipay offers a unique solution: not only can people access affordable healthcare, but they can also earn by helping others do the same — all through our Affiliate Subscription model. 

Here’s everything you need to know about becoming an Affipay Affiliate.

What is an Affipay Affiliate Subscription?

An Affipay Affiliate Subscription allows individuals to earn referral income by helping others 
subscribe to Afficare — our healthcare savings plan. Affiliates also facilitate hospitalization 
refunds and share in those savings. It's a powerful blend of social impact and financial 
opportunity.      

How to Start?

Purchase your Affiliate Subscription

(₹1,000 – ₹4,000)

Refer people

to join Afficare

Earn commissions and refunds


Grow your network

to unlock insurance eligibility and more perks

Note: To be eligible for insurance benefits, you must refer 52 affiliates (same plan tier) indirectly through your subscriber network.

Why Become an Affiliate

High referral commissions

up to ₹3,200 per subscription

Portion of hospitalization refunds


Ongoing income from renewals


Tax-compliant payouts

with transparent deductions 

Insurance benefits

 for top performers 

Affipay Affiliate FAQs 

What is an Affipay Affiliate?

An Affipay Affiliate is someone who refers individuals to purchase Afficare subscriptions. As an affiliate, you earn commissions, build a healthcare network, and share in hospitalization refund earnings.

How do I become an affiliate?

To become an affiliate, you must first purchase an Afficare subscription. Once subscribed, you can choose your Affiliate Plan starting at just ₹1,000 — each plan determines your referral geography and earning potential.

What are the different Affiliate Plans?

There are 4 Affiliate Plans: 

    ∙Plan 1 – ₹1,000: Refer subscribers within your city 

    ∙Plan 2 – ₹2,000: Refer across your state 

    ∙Plan 3 – ₹3,000: Refer across your zone (North, South, East, West India) 

    ∙Plan 4 – ₹4,000: Refer across India 

Each plan gives you wider referral rights and higher refund-sharing benefits.

How much commission do I earn per referral?

You earn based on the subscriber’s Afficare plan: 

    ∙₹1,000 plan → ₹700 commission 

    ∙₹2,000 plan → ₹1,500 commission 

    ∙₹3,000 plan → ₹2,400 commission 

    ∙₹4,000 plan → ₹3,200 commission 

Note: Commissions are subject to a 5% admin fee and 5% TDS.

Do I earn from subscription renewals?

Yes! You continue to earn the same commission on every renewal by your referred subscribers.

What is the refund-sharing model with subscribers?

When your referred subscriber is hospitalized, you help them claim a refund from the hospital. Based on your Affiliate Plan, you keep a portion of the refund: 

    ∙Plan 1 → Keep 5%, give 95% to subscriber 

    ∙Plan 2 → Keep 10%, give 90% 

    ∙Plan 3 → Keep 15%, give 85% 

    ∙Plan 4 → Keep 20%, give 80% 

No GST or admin fee is deducted from refund payouts.

How fast are payments processed?

Affiliate commissions are processed within 2 days of the referral. Refunds are processed after confirmation from the hospital.

Can I track my earnings and referrals?

Yes — but dashboard access is exclusive to Plan 4 affiliates who have referred 365 other affiliates. This unlocks full portal access to track income, team growth, and performance.

What other benefits do affiliates get?

Affipay affiliates also qualify for insurance benefits when they refer 52 affiliates (same plan tier): 
    ∙Plan 1 → Accidental Insurance 
    ∙Plan 2 → Accidental + Term Insurance 
    ∙Plan 3 → + Family Health Insurance 
    ∙Plan 4 → + Critical Illness Cover

Is there a refund or cancellation policy?

Yes. You can cancel your affiliate subscription within 24 hours of purchase for a full refund.

Is there any monthly target or renewal fee?

No. Your affiliate subscription is a one-time payment, and there are no monthly targets. You only earn more as you grow your referral base.

How do I get started?

Easy!​ 

Subscribe to Afficare​ 

Choose your Affiliate Plan​ 

Start referring and earning 

Ready to start your affiliate journey?​ 

Become an Affiliate Now